Pepper Homeloans

A recent new entrant into the Irish mortgage market, Pepper Homeloans are a part of  the Pepper Group, a highly experienced international lender with a lending portfolio of over €2.7bn, providing a range of mortgage and other lending products in countries such as the United Kingdom, Spain, Australia and Asia. As a mortgage broker I [...]

Pepper Homeloans2016-11-29T04:33:27+00:00

If in doubt, don’t leave it out!!!! Insurance and Non-Disclosure

If you've ever taken out a life insurance policy you may or may not recall the medical questions that you were supposed to be asked when completing the application. It's doubtful you remember much about the process. However the single biggest factor in the rejection of life/specified illness insurance claims in that of non-disclosure, [...]

If in doubt, don’t leave it out!!!! Insurance and Non-Disclosure2016-11-29T04:33:31+00:00

Look after the pennies and the pounds will look after themselves

Remember beng told that growing up? Our parents were savers, whenever they could manage to with all the costs of raising a family, paying a mortgage and all those bills. There was no culture of borrowing really, the odd credit union loan perhaps, but car loans? Personal loans? Didn't really happen too often. When [...]

Look after the pennies and the pounds will look after themselves2016-11-29T04:33:43+00:00

Pension season

Well it's approaching mid October, a time where I get very busy with pensions. From new clients who'd like to reduce their impending tax bill to existing clients who are now starting to increase their contributions, it's a busy period right up until the ROS deadline in mid-November. I provide pension solutions for Sole [...]

Pension season2016-11-29T04:33:48+00:00

The scourge of Whole of Life Insurance plans

I come across a lot of things when carrying out financial reviews with clients. When conducting a thorough inspection of their current cover, I often come across various policy types, from the well recognised mortgage protection plans to the lesser known, but increasinggly popular, mortgage convertible policies now on offer. However a common policy [...]

The scourge of Whole of Life Insurance plans2016-11-29T04:33:54+00:00